@font-face{font-family:Inter;src:url(../fonts/inter-400.ttf) format("truetype");font-weight:400;font-display:swap}
@font-face{font-family:Inter;src:url(../fonts/inter-500.ttf) format("truetype");font-weight:500;font-display:swap}
@font-face{font-family:Inter;src:url(../fonts/inter-600.ttf) format("truetype");font-weight:600;font-display:swap}
@font-face{font-family:Inter;src:url(../fonts/inter-700.ttf) format("truetype");font-weight:700;font-display:swap}
:root{--paper:#fff;--ink:#14161a;--ink2:#4b5058;--ink3:#8a8f98;--line:#e2e4e8;--line2:#c7cbd1;--acc:#5c3f8a;--acc-soft:#ecdeee;--acc2:#3d2a66;--navy:#001960;--navy2:#28407d;--surface:#f6f6fa;--r:2px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 Inter,"Apple SD Gothic Neo","Malgun Gothic","Noto Sans KR",system-ui,sans-serif;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--acc)}
h1,h2,h3{line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(34px,5vw,60px);font-weight:600}
h2{font-size:clamp(24px,3vw,34px);font-weight:600}
h3{font-size:19px;font-weight:600}
p{margin:0 0 1em}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}
.muted{color:var(--ink2)}.small{font-size:13px}.center{text-align:center}.pad-xl{padding:120px 24px}
.btn{white-space:nowrap;display:inline-flex;align-items:center;gap:8px;padding:14px 26px;background:var(--acc);color:#fff;border:1px solid var(--acc);border-radius:var(--r);font:600 15px/1 Inter,system-ui,sans-serif;text-decoration:none;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--acc2)}
.btn-sm{padding:10px 16px;font-size:14px}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line2)}.btn-ghost:hover{background:var(--surface)}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}.btn-light:hover{background:var(--acc-soft)}
/* header */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:22px;height:72px}
.logo img{width:150px;height:auto}
.nav{display:flex;gap:20px;margin-left:auto}
.nav a{color:var(--ink);text-decoration:none;font-size:14px;font-weight:500;white-space:nowrap;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a.on{border-color:var(--acc);color:var(--acc)}
.nav .nav-login{display:none;color:#fff}
.langs{display:flex;border:1px solid var(--line);border-radius:var(--r)}
.langs a{font-size:12px;font-weight:600;color:var(--ink2);text-decoration:none;padding:6px 8px}
.langs a.on{background:var(--navy);color:#fff}
.burger{display:none;background:none;border:0;width:40px;height:40px;cursor:pointer;padding:8px}
.burger span{display:block;height:2px;background:var(--ink);margin:5px 0;transition:.2s}
/* hero */
.hero{background:linear-gradient(120deg,#f4f1fb 0%,#fbfaff 45%,#ece7f7 100%);overflow:hidden}
.hero-in{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:40px;min-height:540px}
.hero-txt{padding:60px 0}
.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:12px;color:var(--ink2);font-weight:600}
.grad{background:linear-gradient(90deg,#8a63d2,#b98ae6);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:18px;color:var(--ink2);max-width:620px}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}
.badges{list-style:none;padding:0;margin:26px 0 0;display:flex;flex-wrap:wrap;gap:8px}
.badges li{font-size:13px;padding:6px 12px;border:1px solid var(--line2);border-radius:99px;background:rgba(255,255,255,.7)}
.hero-img{align-self:end}.hero-img img{width:100%;max-height:560px;object-fit:cover;object-position:left bottom}
/* sections */
.usp{background:var(--navy);color:#fff}
.usp-in{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center;padding:44px 24px}
.usp p{font-size:20px;margin:0;line-height:1.5}
.facts{display:flex;gap:28px;justify-content:flex-end;flex-wrap:wrap}
.facts div{display:flex;flex-direction:column}.facts b{font-size:40px;font-weight:700;line-height:1}.facts span{font-size:13px;opacity:.75;max-width:130px}
.sec{padding:80px 0}.sec.alt{background:var(--surface)}
.sec-h{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:30px}
.sec-h a{font-weight:600;text-decoration:none;white-space:nowrap}
.phead{padding:70px 0 40px;background:var(--surface);border-bottom:1px solid var(--line)}
.phead h1{font-size:clamp(32px,4vw,48px)}
/* brands */
.bgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));border-top:1px solid var(--line);border-left:1px solid var(--line)}
.bgrid.compact{grid-template-columns:repeat(auto-fill,minmax(160px,1fr))}
.bcard{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px;display:flex;flex-direction:column;gap:10px;background:#fff;transition:background .15s}
.bcard:hover{background:var(--surface)}
.bimg{height:80px;display:flex;align-items:center;justify-content:center}.bimg img{max-height:64px;max-width:80%;object-fit:contain}
.bname{font-weight:600;text-align:center;font-size:15px}
.blink{font-size:13px;text-align:center;text-decoration:none;font-weight:600}
/* steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,1fr);gap:0;border-top:2px solid var(--navy)}
.steps.nine{grid-template-columns:repeat(3,1fr)}
.steps li{padding:24px 22px 24px 0;border-right:1px solid var(--line)}
.steps li+li{padding-left:22px}
.steps.nine li:nth-child(3n){border-right:0}.steps.nine li:nth-child(3n+1){padding-left:0}.steps.nine li{border-bottom:1px solid var(--line)}
.steps li:last-child{border-right:0}
.num{display:block;font-size:13px;font-weight:700;color:var(--acc);margin-bottom:10px;letter-spacing:.1em}
.steps b{display:block;font-size:17px;margin-bottom:6px}.steps p{color:var(--ink2);font-size:14px;margin:0}
.terms{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.term{background:#fff;border:1px solid var(--line);border-left:3px solid var(--acc);padding:24px}.term p{color:var(--ink2);margin:0}
/* band */
.band{background:linear-gradient(90deg,var(--navy),var(--navy2));color:#fff}
.band-in{display:flex;justify-content:space-between;align-items:center;gap:30px;padding:44px 24px}
.band h2{margin-bottom:6px}.band p{opacity:.85;margin:0;max-width:640px}
/* lead form */
.lead-sec{padding:80px 0;background:#fff}
.lead-in{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px}
.lead-contacts{list-style:none;padding:0;margin:20px 0 0;font-size:18px;font-weight:600}.lead-contacts a{text-decoration:none;color:var(--navy)}
.form{display:flex;flex-direction:column;gap:14px;background:var(--surface);padding:32px;border:1px solid var(--line)}
.form label{display:flex;flex-direction:column;gap:6px;font-size:13px;font-weight:600;color:var(--ink2)}
.form input,.form select,.form textarea{font:15px Inter,system-ui,sans-serif;padding:12px 14px;border:1px solid var(--line2);border-radius:var(--r);background:#fff;color:var(--ink);width:100%}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--acc);outline-offset:-1px;border-color:var(--acc)}
.form .chk{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400}.form .chk input{width:auto;margin-top:3px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.hint{color:#b42318;font-size:13px;margin:-4px 0 0}
.form-err{background:#fef3f2;border:1px solid #fecdca;color:#b42318;padding:12px 14px;font-size:14px}
.form-done{background:var(--surface);border:1px solid var(--line);padding:48px;text-align:center}
.ok-ico{width:56px;height:56px;border-radius:50%;background:var(--acc);color:#fff;font-size:28px;display:grid;place-items:center;margin:0 auto 16px}
/* content */
.two{display:grid;grid-template-columns:1.3fr 1fr;gap:60px}
.prose p{color:var(--ink2);font-size:17px}
.quote{background:var(--navy);color:#fff;padding:40px}.quote p{font-size:19px;line-height:1.5;opacity:.9}
.req{display:grid;grid-template-columns:260px 1fr;margin:0;border-top:1px solid var(--line2)}
.req dt,.req dd{padding:12px 0;border-bottom:1px solid var(--line);margin:0}.req dt{color:var(--ink2);font-size:14px}.req dd{font-weight:500}
.faq{max-width:900px}.faq h2{margin-top:40px}.faq h2:first-child{margin-top:0}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;padding:18px 32px 18px 0;font-weight:600;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:14px;font-size:22px;color:var(--acc)}
.faq details[open] summary::after{content:"−"}
.faq details p{color:var(--ink2);padding-bottom:18px;margin:0}
.cgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ccard{border:1px solid var(--line);padding:28px;display:flex;flex-direction:column;gap:6px;text-decoration:none;color:var(--ink)}
a.ccard:hover{border-color:var(--acc)}
.ccard .ico{font-size:26px;color:var(--acc)}.ccard small{color:var(--ink3)}.ccard b{font-size:17px}
.why-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.wcard{border:1px solid var(--line);padding:30px}.wcard p{color:var(--ink2)}
.wcard.accent{background:var(--acc-soft);border-color:var(--acc-soft)}.wcard .big{display:block;font-size:48px;font-weight:700;color:var(--acc);line-height:1;margin-bottom:10px}
.wcard a{font-weight:600;text-decoration:none}
.wide{width:100%;max-height:520px;object-fit:cover;margin-top:20px}
.regions{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:20px}
.regions li{border:1px solid var(--line);border-left:3px solid var(--navy);padding:16px;font-weight:500}
.mgrid{columns:5 200px;column-gap:12px;margin-top:20px}.mgrid img{margin-bottom:12px;width:100%;break-inside:avoid}
/* footer */
.foot{background:var(--navy);color:#fff;padding:60px 0 0;font-size:14px}
.foot a{color:#fff;text-decoration:none}.foot a:hover{text-decoration:underline}
.foot-in{display:grid;grid-template-columns:1.2fr .8fr 1.2fr;gap:40px}
.foot-logo{width:150px;margin-bottom:18px}.muted-l{opacity:.7}
.foot h4{font-size:12px;text-transform:uppercase;letter-spacing:.12em;opacity:.6;margin:0 0 14px}
.foot-links{list-style:none;padding:0;margin:0;columns:2}.foot-links li{margin-bottom:8px}
.legal{display:grid;grid-template-columns:auto 1fr;gap:4px 16px;margin:0}.legal dt{opacity:.6}.legal dd{margin:0}
.foot-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:40px;padding:20px 24px;opacity:.6;font-size:13px}
/* responsive */
@media (max-width:1180px){.nav{gap:14px}.nav a{font-size:13px}}
@media (max-width:1060px){
  .top{backdrop-filter:none;background:#fff}
  .burger{display:block;margin-left:auto}.top-login{display:none}
  .nav{position:fixed;top:72px;left:0;right:0;bottom:0;background:#fff;flex-direction:column;gap:0;padding:12px 24px;margin:0;transform:translateX(100%);transition:transform .2s;overflow:auto}
  .nav.open{transform:none}.nav a{font-size:18px;padding:14px 0;border-bottom:1px solid var(--line)}
  .nav .nav-login{display:inline-flex;margin-top:20px;justify-content:center;border:0}
  .langs{margin-left:auto}.burger{margin-left:0}
  .steps{grid-template-columns:1fr 1fr}.steps li,.steps li+li{padding:20px 16px 20px 0;border-right:0;border-bottom:1px solid var(--line)}
  .steps.nine{grid-template-columns:1fr 1fr}.steps.nine li:nth-child(n){padding-left:0}
}
@media (max-width:820px){
  .hero-in,.usp-in,.lead-in,.two,.foot-in{grid-template-columns:1fr}
  .hero-txt{padding:40px 0 0}.hero-img img{max-height:340px}
  .facts{justify-content:flex-start}
  .terms,.cgrid,.why-cards{grid-template-columns:1fr}.regions{grid-template-columns:1fr 1fr}
  .band-in{flex-direction:column;align-items:flex-start}
  .req{grid-template-columns:1fr}.req dt{border-bottom:0;padding-bottom:0}
  .sec,.lead-sec{padding:56px 0}
}
@media (max-width:560px){
  .wrap{padding:0 16px}.row2{grid-template-columns:1fr}.steps,.steps.nine{grid-template-columns:1fr}
  .form{padding:20px}.logo img{width:120px}.top-in{gap:10px}.langs a{padding:6px 6px}
  .bgrid,.bgrid.compact{grid-template-columns:1fr 1fr}.foot-links{columns:1}
}